While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property.

Make a list of must haves and wants


Make 2 lists. The first should include items you must have (such as the number of bedrooms you need for the size of your family, a one-story house or two story, etc.). The second list is your wishes, things you would like to have (shop, den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.

Representation by a Professional


Consider hiring your real estate at the beginning. You want your representation to be with you at all times so if you decide to make an offer then can talk you through what may need to be addressed with the property in the contract. Your Realtor can show you all listed homes.

Be Balanced


Depending on what price point you are in, the market can be competitive and demand a quick response time. Instead of thinking with your heart when you find a home, think with your head. Does this home really meet your needs? It’s always good to visit the home more then once, the second look often times gives you the perspective you need.

Be Thorough


Investing a few extra dollars now may save you big expenses in the long run. Don’t forget such essentials as:


  • Include inspection & mortgage contingencies in your written offer.
  • Have the property inspected by a professional inspector.
  • Request a second walk-through to take place within 24 hours of closing.

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Whether you are ready to buy or sell or just have some questions I would love the opportunity to help!